When discussing mutual fund loads there really is only one piece of advise you need to listen to. That is "Don't pay them!"
Mutual fund loads take money from your investment and put them in a salesperson's pocket. The returns on mutual funds with loads are not higher than no load mutual funds, so why would you even consider paying a salesperson a commission for investing in their mutual fund.
When investing in mutual funds you should concentrate your efforts on investing in the Top No Load Mutual Funds
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